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Florida condominium insurance

Blue Sky Insurance agency provides Florida residents with condominium insurance policies that adequately protect your assets.

Florida condominium insurance differs from typical Florida home insurance.  Most condo associations tackle the responsibility for insuring exterior building walls and common areas in the complex, as well as insuring for property damage and liability protection for accidents occurring in shared areas such as stairwells or walkways. But you are not covered within the the walls of the condominium structure.

florida condominium insurance policy coverage

Typical Florida condominium insurance covers the condominium's contents such as your personal property, offers personal liability protection and covers most of the interior structures of the condo.

There are 6 types of condominium insurance protection which are:

Condominium structural coverage A
Coverage A Limits: minimum of $25,000 up to a maximum of 250,000

Contents Coverage C
Coverage C Limits: minimum $25,000 up to a maximum of $200,000
Includes replacement costs for contents within your condominium

Loss Of Use Coverage D
Coverage Limits: 40% of Coverage C
When you dwelling becomes inhabitable and you need living arrangements.

Personal Liability Coverage E
Coverage E Limits: $100,000 to $500,000
Protects from personal injury lawsuits and injury liabilities.

Medical Payments Coverage F
Coverage F Limits: $1,000 to $5,000
Provides medical payments for personal injury on your property.

Every association’s insurance policy is different regarding what each unit owner is responsible for, so it is important to know your homeowners association policy and condominium by-laws (CCNRs) attentively.
If you have any questions Blue Sky Insurance® would be happy to review your current homeowner's association policy and determine what type of condominium insurance policy you need to provide adequate protection for your assets.

We will present several quality policy options for you with the lowest rates we can work out for you. You can also go to our online insurance quotes and get instant rate quotes for your condo insurance policies.

We strive to give our clients
the best customer service,
by putting our clients’ best interest first.

Blue Sky Insurance® Mission Statement “We strive to give our clients the best customer service, putting our clients’ best interest first and foremost.”

Our commitment to you We are committed to providing our clients with comprehensive consultation, dedication, and service by delivering a turnkey insurance solution to meet their specific needs.

Personal service Your coverage is assigned to one of our dedicated customer service representatives. You will always have an agent who is familiar with your file when you need help with claims, additional coverage, or renewal analysis.

Continuity All of your insurance needs are met under one roof, simplifying your life.

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