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Key Person / Employee Insurance

A key person or employee business insurance policy helps protect the integrity
of your Florida business. Ask your Boca Raton Blue Sky Insurance® representative
about a policy that fits your personnel assets.

Protect Your Business with Key Person Insurance

Replacing a key person takes time and money − and could cost the business valuable clients during the transition. Key person life insurance offers a death benefit that can help cover financial losses that occur at the death of a key person.  This helps assure continuity of the business for employees, customers and creditors.

Florida business key employee insurance policy Boca Raton

Taking out a key person policy on your top employees also affirms their value to your business, strengthening the relationship.

Other features of key person insurance

  • The death benefit can be used to recruit and develop a replacement for the previous key employee
  • Coverage is a business asset that enhances your company’s creditworthiness for commercial borrowing
  • The policy’s cash value may be available to your business through a withdrawal or loan if needed

The business pays the premiums, and they are non-deductible.

We strive to give our clients
the best customer service,
by putting our clients’ best interest first.

Blue Sky Insurance® Mission Statement “We strive to give our clients the best customer service, putting our clients’ best interest first and foremost.”

Our commitment to you We are committed to providing our clients with comprehensive consultation, dedication, and service by delivering a turnkey insurance solution to meet their specific needs.

Personal service Your coverage is assigned to one of our dedicated customer service representatives. You will always have an agent who is familiar with your file when you need help with claims, additional coverage, or renewal analysis.

Continuity All of your insurance needs are met under one roof, simplifying your life.

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