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Personal umbrella insurance

Protect yourself from life changing liability judgments with a Florida personal umbrella
insurance policy from Blue Sky Insurance with competitive rates and peace of mind.

You don’t have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are climbing up – don’t take that risk!   If you are taken to court and you only have   $100,000 (or less) of coverage, the consequences maybe financially disastrous. Prepare yourself with a personal umbrella insurance policy from Blue Sky Insurance in Boca Raton, Florida.

persoanl umbrella insurance florida

You can definitely avoid this risk by protecting yourself from a scenario where your "regular insurance" isn't enough.  A personal umbrella policy is called an "umbrella" policy because it provides liability coverage over and above your standard Florida auto insurance policy or Florida home insurance policy.  

It offers protection for you and your family against large and potentially devastating liability claims or judgments.  In short, a personal umbrella policy kicks in right where your other liability underlying limits have been reached.

Personal umbrella policies are optional, but they do provide extra protection. Here's an example of why you might want one: You're at fault for an accident that injures another driver. Your auto or homeowners policy liability coverage pays up to your limit; let's say it's $250,000. But the other driver has a high-paying job, and she can't work for six months because of her injuries.

Now she's suing you for $1 million, and your car insurance only covers $250,000. Your personal umbrella policy can cover the difference up to your policy limits.  Typically, personal umbrella policies are available in million-dollar increments from $1 million to $5 million.

We strive to give our clients
the best customer service,
by putting our clients’ best interest first.

Blue Sky Insurance® Mission Statement “We strive to give our clients the best customer service, putting our clients’ best interest first and foremost.”

Our commitment to you We are committed to providing our clients with comprehensive consultation, dedication, and service by delivering a turnkey insurance solution to meet their specific needs.

Personal service Your coverage is assigned to one of our dedicated customer service representatives. You will always have an agent who is familiar with your file when you need help with claims, additional coverage, or renewal analysis.

Continuity All of your insurance needs are met under one roof, simplifying your life.

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