Individual disability insurance

If you get sick or injured and are unable to work, you don’t want to worry about paying for groceries or covering next month’s mortgage.

Disability income insurance may help replace a major portion of your income. Some think of it as “paycheck protection.” Others view it as “mortgage protection.” Whatever your mindset, disability income insurance may help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

Disability income insurance may be right for you if…

• You depend on your income to support your lifestyle. Your income is your most important asset and without it you may not be able to maintain your way of life.
• You’re living paycheck-to-paycheck, and any disruption in your income could be a challenge for your family.
• You don’t have employer-provided disability income insurance to fall back on. And you can’t count on government disability insurance or workers’ compensation.